Mortgage Protection
Mortgage Insurance – Protect Your Investment
Choice of Beneficiary
YOU CHOOSE who receives the tax-free money
Money-Back Option
You have the option of receiving back all your premiums if you don’t need the program.
Other Insured Persons
Anyone with an insurable interest can be covered with our programs, even if their name is not on the mortgage loan.
Waiver of Premium
This feature pays your premiums should you become disabled
Disability Payments
This feature pays if you become disabled.
24 Hour Coverage
Our programs pay in the event of death whether the cause is accident or sickness.
Portable
If you refinance or relocate, this plan moves with you continuing to protect your next mortgage. You never have to quality again.
Death Benefit Remains Level
The death benefit stays the same for the entire length of your mortgage protection plan. Did you know it takes approximately 22 years for a 30-year mortgage to reduce 50%?
optional Living Benefits
- Chronic Illness – This feature pays if you can’t perform 2 of 6 activities of daily living.
- Terminal Illness – This feature pays up to 100% of your death benefit if you’re diagnosed terminally ill, with end of life expected within 2 years.
- Critical Illness – This feature pays if you have a heart attack, stroke, cancer, end stage renal failure, major organ transplant, ALS or blindness.
- Critical Injury – This feature pays in the event of a critical injury. Coma, paralysis, severe burns or traumatic brain injury.
In addition to mortgage protection, we help clients review and enhance their financial programs to fulfill their dreams and goals.
Benefits and policy riders differ by carrier and client preference
We'd Love to Help
You With Your Plan
Schedule A Call Today
CONTACT US HERE WITH ANY QUESTIONS
Address
5379 Lyons Road #1684
Coconut Creek, Florida 33073
info@lotusfingrp.com
Legal Disclaimer:
Neither Lotus Financial Group, LLC., nor its representatives or employees provide legal or tax advice. If legal or tax advice or other expert assistance is required, the service of a currently practicing professional should be sought.
Insurance Services are offered through Lotus Financial Group, LLC., and is not registered to offer securities and advisory services in all states. *Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation. Not affiliated with the U. S. government or federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800 MEDICARE to get information on all of your options.